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Terms

Website terms of use

These terms govern use of this website. Engagement letters govern paid work.

Need contract terms
For client work, we issue engagement-specific terms and a scoped statement of work.

Summary

If you use this site, you accept these terms. If you do not accept them, do not use the site.

Information
No advice

Content is informational and may be updated without notice.

Use
Reasonable

Do not misuse the site, attempt unauthorised access, or scrape personal data.

Rights
Owned

Intellectual property remains with Cipher Intelligence Group unless stated otherwise.

No Reliance / No Warranty

Decision-support only; no warranty.

Information is provided for general information and decision-support only. It does not constitute legal, financial, investment, or other professional advice.

We provide no warranty as to accuracy, completeness, or availability of the site and its content. You are responsible for verifying information before acting.

Acceptable use

You agree not to:

  • attempt unauthorised access, probing, or interference with the site or its infrastructure;
  • introduce malware or engage in activity that degrades service performance;
  • use the site for unlawful, defamatory, abusive, or misleading purposes;
  • scrape, harvest, or republish personal data without a lawful basis.

Intellectual property

Use is limited to personal or internal business viewing.

Unless stated otherwise, content is owned by Cipher Intelligence Group. You may quote short extracts with clear attribution. Any wider reproduction, distribution, or commercial use requires prior written consent.

Liability

Limits apply to the maximum extent permitted by law.

To the maximum extent permitted by law, our liability arising out of or in connection with the site and its content is limited to the fees paid (if any) for the relevant services. We exclude indirect or consequential loss where permitted.

Governing law

England & Wales.

These terms are governed by the law of England & Wales. The courts of England & Wales have exclusive jurisdiction.

Last updated: 04-01-2026